Home Loans

Home Loan

Our professional team always assist to those applicants who really wish to borrow the loan from financial institutions  for buying the residential house or renovation of the premises on very competitive rates .

Provide lowest Interest Rates on Home Loans

We  always understand the mindset of the customers for borrowing the housing loan from the Banks or other NBFC institutional on very lowest rate of interest with  hurdle free services that we provides with full assistances .

Compare amongst best home loan schemes

Our professional team  with a full vision to make your loan  hassle-free in all aspects for betterment of the customers  in term of  best suitable available schemes , customize  eligibility criteria, better rate of interest ,documentation formalities ,disbursement of the loan  that we provides with full assistance hurdle free   .

Convenient and Transparent procedures to get the loans for

• Construction of house
• Purchase of land

• Repayment of home loan obtained from  banks or other  NBFC Institutional .

The loan amount approved  on the basis of your income, either from business or from  salary, Rental income from existing property. Exclusive features such as NRI home loans and Loan top-up is also available.

Benefits of Home Loans

• Home Loan is among the lowest interest rate financial product, hence low EMI
• If EMI is lower than the rent, it is always advisable to go for Home purchase giving joy and satisfaction of own house.
• The loan tenure period is available subject to maximum  up to 30 years as per the bank norms.
• Benefit of tax saving on repayment of principal part of home loan for the year, under section 80 C of Income Tax Act. Maximum amount allowed for tax deduction is of Rs. 1.5 lacs under Section 80 C.
• Expense on stamp duty and registration charges are also covered under section 80 C, within the limit of RS. 1.5 lacs.
• Benefit of tax saving on interest payment on home loan for the year, under section 24 of Income Tax Act. Maximum amount allowed for tax deduction is of Rs.2 lacs under Section 24.
• For first time buyer, additional tax saving on interest payment on home loan for the year, under section 80 EE of Income Tax Act. Maximum amount allowed for tax deduction is of Rs. 50,000/- under Section 80 EE.
• Tax benefits on home loan for joint owners

NRI Home Loans

Wish to buy a home in your own native country? We know that native roots hold a special place in your heart n matter wherever we go! Get a home anywhere in India. Home loan for all the above purposes is also available for NRIs.

Simple documentation

Fetch amazing tax benefits with housing loans, all you need is to do is to fulfill these documents according to your category below and take ready cash after lightning fast approval procedures. It’s that simple and quick!

Applicant & Co-applicant – Salaried Person

• Photograph
• PAN Card Copy
• Address Proof
• Last 3 Months Salary Slips
• Last 3 Years form 16 / Last 3 years Income Tax Returns with computation of Income (both if possible)
• 6 Month Bank statement from all accounts
• Appointment letter from current employer and reliving letter from the previous employer, if the Job was changed in last 2 Years
• In Case of any running loan – Updated loan account statement/loan track record.

Applicant & Co-applicant-Professional

• Photograph
• PAN Card Copy
• Address Proof
• Education qualification certificate and a proof of business existence
• Business profile on letterhead
• Income Tax Returns with computation of Income for previous 3 years
• CA Certified / Audited Balance Sheet and Profit & Loss Account for past 3 years.
• Bank statement from all accounts for previous 6 months
• In Case of any running loan – Updated loan account statement

Applicant & Co-applicant- Proprietorship Firm

• Photograph of Proprietor
• PAN Card Copy
• Address Proof
• Company Registration Proof
• Last Year VAT / Service Tax return
• Business profile on letterhead
• Income Tax Returns with computation of Income for previous 3 years.
• CA Certified / Audited Balance Sheet and Profit & Loss Account previous 3 years
• Bank statement from all accounts for previous 6 months
• In Case of any running loan – Updated loan account statement / loan track record

Applicant & Co-applicant- Private Limited Firm

• Photograph PAN Card of all applicants and Company
• Address Proof (Residence and Office)
• Salary slips of last 3 months (All Applicants)
• Form 16 (All Applicants) for previous 3 years
• ITR (All Applicants) for previous 3 years
• Company ITR with financials (Computation, P&L, Balance Sheet & Audit Report) for previous 3 years.
• Company profile on letterhead
• MOA of Company
• Shareholding pattern and list of directors on original letterhead of company CA certified
• 12 Month Bank statement of applicant and company
• Property Papers with chain and Map
• In Case of any running loan – Updated loan account statement

In case co-applicant is only property owner (full or partial) and has no income/salary

• Photograph
• PAN Card Copy
• Address Proof

Property Related Documents-Resale case

• Copy of complete chain of original documents
• Approved sanctioned plan / map of the property

Property Related Documents-Builder Flats-under construction Plan

• Builder/Buyer Agreement
• Allotment Letter

Apply for best housing loan schemes is available in Delhi, Gurgaon, Faridabad, Ghaziabad, Noida and other part of India .

Enjoy quality consultation services from experienced advisory panel across to Delhi/NCR. For further details please contact us by email or phones.